u/Desperate-Excuse-870

Credit Card help needed

Fellow Card Experts, need some advice. New to the CC utilisation rabbit hole and constantly feeling i am not able to maximise rewards, please suggest me cc options based on below details
Salary- 40LPA (incentive pay additional 10l annually assured)
Current card- ICICI Sapphiro (being offered Emeralde PVC on app but no LTF or even FYF)
Spend patterns- around 1.1-1.3L
Frequent domestic and international travel (domestic once/twice a month) international 6-7 times a year including work and vacation travels
Other cc expenses include eating out, movies, shopping.

Please suggest me best card options. Flyer points, lounge access and hotel points are priorities right now.
All your help is appreciated

reddit.com
u/Desperate-Excuse-870 — 2 days ago

Need Advice on Credit Card options

Fellow Card Experts, need some advice. New to the CC utilisation rabbit hole and constantly feeling i am not able to maximise rewards, please suggest me cc options based on below details
Salary- 40LPA (incentive pay additional 10l annually assured)
Current card- ICICI Sapphiro (being offered Emeralde PVC on app but no LTF or even FYF)
Spend patterns- around 1.1-1.3L
Frequent domestic and international travel (domestic once/twice a month) international 6-7 times a year including work and vacation travels
Other cc expenses include eating out, movies, shopping.

Please suggest me best card options. Flyer points, lounge access and hotel points are priorities right now.
All your help is appreciated

reddit.com
u/Desperate-Excuse-870 — 3 days ago