u/Dependent-Guitar5451

Hi team,

Could anyone advise on below

Option 1 for investment purposes

Current loan 496000

Property value 775000

Older house on 310 sqm land

Zero building depreciation

Negative gearing 140 a week

Decent suburb

Options 2

Sell above property with zero cgt

But brand new house for 1 mil

Deposit 254000 ( after selling above property)

Same suburb, same land

Rant will be 650 a week

Negative gearing 393 a week

Full building depreciation

Which is better to keep property a, or sell a and buy b.

Thanks in advance

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u/Dependent-Guitar5451 — 12 days ago

Hi there,

Myself and wife been married 9 years , got 2 boys at home, we both work whole family is in good health.

But unfortunately wife can't stand me anymore, even though I'm a very fair person, I look after my family, spend time with them.

But now there are atleast 2 to 3 arguments almost every day and reasons are super minor and she is the one who start them, 8 out of 10 times I try to ignore or stay calm but as I'm human I get involve 2 times.

I think her mental health is deteriorating but she doesn't accept it, I trier talking to her twice to see a doctor or therapist but she got very angry then I didn't bring it up.

Idk what to do I don't want to divorce because of kids and tangled finances, I can't say I love her much anymore, but I'm sure if she stop all that I will start loving her again.

If I do 9 right things she does appropriate at all and if I do 1 monir wrong thing she get extremely angry and very verbal abusive, and making face and saying hurtful things.

She has told me many times that she wants divorce, my answer is always I don't want a divorce but it's a free country you can apply from your side I can't stop you but she never did.

Do we have any chance together?

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u/Dependent-Guitar5451 — 14 days ago