welp, I just learned the real meaning of f around and you'll find out.
I've borrowed from OLA's and banks to "heal my inner kid" because my mindset was I never had this before and would love to know how it feels to have them.
But one thing I realized rn is "I'm not the same kid anymore" I am now a functioning young adult that should be focusing on setting myself up to settle in the future.
anw, I do blame myself and i'm already facing the consequences of my decisions so I was just hoping for an advice from anyone here older or younger than me who managed to get out of their debt.
Contexts
JuanHand - 6k
Billease - 29k
Maya EasyCredit - 20k
UB CC - 30K
FT - Lending - 6k
GGives - 10k
GLoan - 20K
Tiktok Paylater - 5K
SPay - 800
Mabilis Cash - 800
Most of it nagstart nung nawalan ako ng job and have to borrow so I can have an allowance for job hunting and also kailan nagstart din ako sa tapal system.
Was thinking of not paying some of it temporarily muna since di talaga kaya ng budget ko per cutoff and focuses muna sa maliliit but i do not know what will happen to me in terms of legal matters or to my credit score since my parents are expecting na mataas credit score ko to be approved to finance a car or a house for them soon.
some tips and advices or strategies would really help on my situation.
Thank you.