u/Deepthika

I own an Amex Platinum Business card and honestly I’m not too happy with the incentives—especially now that the annual fee has gone up to $895. I feel like I’m not getting enough value out of it. The airline perks are also pretty restrictive since you have to either fly their selected airlines or pick just one airline to get benefits like baggage credits.

I also have a Sapphire Reserve for Business℠ Credit Card that I haven’t activated yet—I wanted to get some opinions first.

For those of you who’ve had or currently have both cards, what’s been your experience? Do you prefer the Chase Reserve Business over the Amex Platinum? Would love to hear real-world feedback before I decide whether to switch.

I own an Amex Platinum Business card and honestly I’m not too happy with the incentives—especially now that the annual fee has gone up to $895. I feel like I’m not getting enough value out of it. The airline perks are also pretty restrictive since you have to either fly their selected airlines or pick just one airline to get benefits like baggage credits.

I also have a Sapphire Reserve for Business℠ Credit Card that I haven’t activated yet—I wanted to get some opinions first.

For those of you who’ve had or currently have both cards, what’s been your experience? Do you prefer the Chase Reserve Business over the Amex Platinum? Would love to hear real-world feedback before I decide whether to switch.