u/D3ny3verything

I just turned 38. My husband and I want to start trying for a baby over summer. Along with the obvious issues, I am chronically fatigued as it is. My back hurts. I am always exhausted. My job is demanding. Physically and mentally. I am constantly stressed out. Finances are hardly stable. We live in a tiny studio apartment. Moving means an hour or more commute. How does anyone do this?

27,787.34 to $0!!!!

In disbelief. After consolidating I took out a loan through Reach Financial (Liberty before they changed names). Took three years after taking out the loan, but after talking myself out of bankruptcy it feels so good. I ended up paying more, but ended the interest cycle. Took a lot of discipline and bare bones budgeting.

Now student loans…..