u/Cute_Description8237

Trying to buy a used 2024 Toyota Rav 4, 40k miles for $32k. Got approved through a local credit union for 5.99% interest rate but only approved up to $25k due to being a first time buyer. The dealership can approve me for the full amount but at a 12.9% interest rate. This sounds crazy to me. Any advice? I really want this car 🥲

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u/Cute_Description8237 — 10 days ago