u/CustardBeautiful2380

Hi, is there someone who can recommend me na maka assist for personal loan? Thank you.

1 Day OD ko na ngayon at nakapapanibago na hindi sila nag tetext saakin. Nakita ko rin na kasama sila sa UNRECORDED OLP ng SEC na posted on its Fb page. Ano kaya ang reason behind?

Hi Guys, if the SEC has posted the UNRECORDED LIST OF OLA, what will happen next? Is this just a warning or is this the beginning of the process of shutting them down?

Bagong tactics now ng OLA is ito:

“nasan na po bayad mo parang awa mo na mawawalan po ako ng trabaho. pare parehas lang po tayo may binubuhay sana po bayaran mo na utang mo please.”

“single mom po ako at breadwinner, san naintindihan nyo po ako na kailangan ko ng trabaho :(( paki settle na po ng utang nyo nagmamakaawa ako please obligasyon nyo po ito sana po gawan nyo paraan kahit extension pls po”

I give the benefit of the doubt na marami silang nag sesend ng message pero hindi lahat nanakot pero ganito.

Pero sa isip ko: sa dami ng trabahong marangal, bakit ito? I mean, ilan ba ang bayad sainyo? Kung totoo man na single mom ang agent na ito, di niya ba naisip na mas kawawa ang anak niya kung siya ay makulong pag nahuli?

If may agent na nagbabasa nito, gusto niyo magkapera pero piliin niyo ang marangal at legal na pamamaraan. Ayaw ko talaga sa sinasabihan ako ng isang sangkot sa ilegal na "pare parehas po tayo may binubuhay”

Ay wala po akong binubuhay, sarili ko lang po, pero lumalaban KAMI NG PATAS. Hindi po ako mahirap at hindi po ako naghihirap kabubuhay ng iba. Ang tanong, bakit kaya ako umutang? Kasi nagipit ako noon pero alam kong mababayaran ko ngunit scammer kayo. May pambayad ako pero gusto ko kayong matuto at mapanagot sa mga ginagawa niyo. Nakikipag areglo ako ng tama at may respeto, pero kayo ang hindi. Alam niyo yan.

Deadma na ako ngayon sa pananakot, sino ba ang maniniwala sa mga ito kung mapost man nila sa fb. Iyan na siguro ang worst na gagawin nila - ang ipost sa fb pero mali parin, pagnapost na ang tao mas lalong wag kayong umasa na babayad pa ito. Nagawa niyo na ang worst eh, worth it pa ba ito bayaran? para saan pa.

Nasa acceptance stage na ako, isa akong propesyonal na may pinag-aralan sa batas at confidentiality kaya kung mapost man ako, 'di ako takot, pero umasa kayong di ako titigil na hindi kayo mahuli at makukulong.

Babayaran pa kita pag nakulong ka na tapos bigay mo sa Boss mo, loyal kayo dun eh baka makatulong sa pyansa.

Hi, pano po yung minimum payment ni Finbro? Yung 7 days ba is after mo magloan? Pwede ka ba hindi magbayad after 7 days and opted for the 30 days minimum instead?

Hi guys,

A loan company emailed me this morning containing my ID and face recognition picture. I asked the agent who contacted me which loan company this was, and he confirmed the name of the OLA.

The loan is not yet due, but when I applied, the disbursement was not intentional because the money was automatically sent to my account. Out of the ₱15.5k loan amount, I only actually received ₱9,300. Right after the incident, I immediately contacted their support through the app and informed them that I was willing to return the amount I actually received. However, the agent refused to accept my request, leaving me with no proper resolution.

Because of that, I decided not to proceed with payment unless they agreed to settle fairly based on the actual amount received.

Now that they have reached out through email and confirmed that it was indeed their company, I have documented everything, including the threatening messages and harassment directed not only at me but also at my family and personal contacts.

I would like to ask for your advice on whether I should reply to them directly first, or if I should already include the relevant regulatory authorities in CC such as SEC, BSP, NBI, etc. If you think involving them is necessary, may I also ask for the proper email addresses?

I’m genuinely concerned for my safety, especially since I’m living alone here in Metro Manila. I also believe that the evidence and documentation I gathered may help is strong to expose and possibly stop these kinds of illegal practices.

Thank you.

Hi po, can anyone help me identify which of these are OLAs na legal and illegal?

FINBRO, Cashalo, FT Lending, PesoLoan, Cash Express, PesoWallet, Surity Cash, Smart EMI, CrediMint, HappyPera2, MegaCash, Light Kredit

Wala pa akong may Due Date dito sakanila but I've been receiving harassment and threats already. I won't deny it gives me anxiety right now and fear.

Magiging okay pa ba ako?

Hi, I've been receiving harassment texts (see snip in comment sec) kahit hindi pa naman ako due date. Ano maganda gawin dito? Wala naman akong balak takbuhan sila pero now I'm at work and nawawala talaga focus ko and starting to feel scared. Please help me 😭😭😣

Hi, I currently have a total debt of ₱45,000. I’m 24 years old, and I’m worried that if I’m unable to pay on time, the amount will continue to grow due to interest.

I’m considering applying for a bank loan to consolidate my debts and pay them off through manageable monthly installments.

I am currently earning 40K+ per month. However, when I reached out to a CBC loan agent, they were unable to assist me further because I am not yet a regular employee in my current job.

At the moment, I’ve been having difficulty sleeping because most of my loans are from OLA. I’m concerned about potential harassment, including possible contact with my family. That’s why I’m hoping to secure a legitimate bank loan to settle my debts.

I have been employed with my current company for 2 months, although this is already my second job.

I would really appreciate any guidance or recommendations on banks or lending options available for someone in my situation.

PLEASE I'M LEGIT

Hi, naghahanap po ako makahelp magpaborrow sakin ng 50-60k right now. I can pay it on a monthly basis. I'm earning 40k+ gross monthly income. Just PM me.

Hi may alam po ba kayo na bank na pwedeng magloan ng 50k-60k for just 12 months?

- No CC

- 24 yrs old earning 40k+ gross monthly income

- 2 mons tenured sa bagong company (red flag daw to)

Sana may alam po kayo na personal bank loan na pwedeng mag grant ng loan na ito po kahit 2 mons palang ako :) Badly need it po.

Hi, I'm seeking advice where I can get a loan of 50k-60k payable for 12 months. I don't have CC, but I'm 24 yrs old earning 40k+ Gross monthly. Preferably yung with lower interest po sana. Thank you.