u/Cromatica_

Credit Card Bonus Points Exclusion Periods

Are exclusion periods exclusive to banks/banking groups or is it across ANY QFF points earning credit card?

For example can you move from one CC at bank A, cancel and apply for a CC at unaffiliated bank B and be eligible for bonus points?

reddit.com
u/Cromatica_ — 1 day ago

Credit Card Cooling Off Periods

Hey all,

I know that all points earning credit cards have cooling off periods for bonus points.

My question is: are these cooling off periods across all QFF partner cards OR is it specific to banks/banking groups?

For example, could I have a credit card with ANZ, earn the bonus points after the 12 months etc and then cancel for a card with Westpac, etc?

FYI this isn't the actual situation and I understand it reflects badly on your credit report applying for card after card

reddit.com
u/Cromatica_ — 1 day ago