u/Cornelious00

If you google asset allocation on YouTube you’ll find several videos of YouTubers who claim their portfolio mix is superior to traditional portfolio mixes. Most have foundation etf in VTI/VOO and also a growth fund (SCHG or QQQM). They never speak to overlap or uncompensated risk. Any thought about this? I would love to add growth/tech to my mix but it’s incredibly high and concentrated in US domestics.