I have two full time jobs. I have insurance through job A and have been using it for my pregnancy so far. Job B has open enrollment right now and the more affordable option is an HDHP with HSA account. I’m going to keep only job B once baby is born. But there’s a possibility I may quit job A before the baby is born because it’s a lot and I can’t predict if I can physically continue both until birth. I “technically can’t” have job B’s health insurance because it has an HSA and you’re disqualified if you have health insurance elsewhere.
I’m not planning on contributing to the HSA but the employer would put in $600 for me immediately upon opening. I feel pressured to act because as I stated I don’t know how long I can physically stay at job A and can’t be without ANY health insurance since I’m going to give birth. What’s the best way to navigate this without lapses in coverage?