u/Colleen2233

So as the the title states im a bnpl shopping addict. Last month I contacted affirm and klarna to put holds on my accounts so I can't make any more purchases and just pay what I owe. I feel like absolute crap that it got so bad. I was never always like this. Stuff that happened a few years ago triggered depression, funny enough it was our financial state that triggered depression for me.

I thought some payments weren't at all bad, until there were 20+ of these little payments and I was way over my head.

Please people don't use these sites. They may seem manageable until they aren't.