▲ 2 r/CRedit
In January I charged ~$8 to my credit card because it is my oldest card that I don't use and want to keep it to increase my credit. I forgot all about the charge until April. Capital one reported the late payment to the 3 credit bureaus as a 30+ and 60+ day late payment. It has significantly affected my credit because I have never made a late payment in my life and this is the only negative mark. l physically mailed a goodwill letter a week ago and this is the response I got. Does this mean they took the late payment off?
u/Cold-Quantity3361 — 15 days ago