u/CoffeeLoversUTD

Why are we paying for prime?

I'm starting to see more and more that it is a sham to pay for the service.

I've had three items now that were delayed and transfit, or never showed up. They just magically disappeared off of tracking. for some strange reason, it also appears to be happening out of a specific warehouse that is somewhat regional to me.

I have reached out to amazon for assistance on this numerous times and it never goes anywhere.I always end up having to cancel the order and try to reorder the item.

Starting to wonder if drivers are stealing my items as 2 of them have been food and one of them was a suit for a wedding that still to this day has never shown up..

What are some better alternatives?

Hey y'all I know I'm brand new to the group but just thought I would give a data point of sorts.

I've recently been working on my credit and finally show my experience at 705 and my TransUnion at 671.

Recently applied for AMEX BCE and was approved for $5,000 credit line. I was also pre-approved for their gold card but I'm not sure that the use case is great for me considering the Hefty annual fee. At the same time I was also approved for the Capital One Saver Card through a pre-approval and just did the application and received a $6,000 credit line!

Just wanted to celebrate with the group LOL. I made a lot of mistakes with my credit and my twenties and now that I'm in my mid-30s things are finally shaping up a little bit. My total credit line so far is around $30,000 but I have a lot of subprime cards including premier bank, and Credit One Bank.

If anybody has suggestions on where to go in order to get away from Credit One bank and to Premier Bank, please advise LOL I've seen all the comments about credit one being predatory and I've never really thought of it that way since they have served me well but they definitely have a lot of fees.