▲ 46 r/personalfinance
What to do with HSA Funds during early retirement.
Wife and I are considering an earlyish retirement. Both are 50 and looking at possibly calling it quits in the next 2 years.
We basically have:
5.5m in 401ks
1m in brokerage
200k in HSA
1.2m in home equity
I never gave the HSA account much thought, but now that were looking possibly being able to retire, i started reading a bit. Supposedly you cant use the funds for premiums? seems odd that you cant, but thats what I read. Do we just use that money for medical bills until it runs out or are there other options? I guess at like 65 we can use it for anything, but thats a bit of a ways out.
u/ChemicalAwareness800 — 6 days ago