I came to the US from the UK nearly 2 years ago, I have health insurance through my employer.
I’ve had a few health concerns in the past, Cancer (now gone), Psoriasis and some heart abnormalities so it was a good idea to be insured out here.
Having looked at various options for treatment (dental and general) and looking at doctor profiles etc. of any medical institutions close to me, they have an ‘insurance carriers accepted’ list. And my insurance provider isn’t on most of them. Does this mean I have to only go to a doctor or healthcare provider who does accept my insurance provider? Will I be turned away if they don’t accept my insurance provider? I thought having health insurance was a universal thing for every practice.
What if I keel over one day and am taken somewhere against my will and need treatment that doesn’t accept my insurance provider? Am I done?
Sorry if I seem stupid but this is all new to me. Loving the US by the way. Beautiful people all around.