u/Cheesecake_Vast

Hi as mentioned in the title, getting cold feet over a car lease that I got on Saturday. It’s for a Honda hrv and they were closing on Saturday so they didn’t have time to get me to sign the lease but they said I can come back Monday but I can take it home. I haven’t driven it since so it’s probably at like 15 miles. My question is since I haven’t signed the lease yet can I still back out?

The lease they offered me seems high : 489 a month for 36 months for 10k miles a year with a 4K down payment. MSRP on the Honda hrv exl awd was 33000. Would I be able to go back and tell them I don’t want to sign because of the high monthly payment? It’s not signed yet.

Edit: 660 score. I paid the 4K already at the dealership and they also had me sign some release forms but not the lease.

Hi everyone! Thought I’d post here because I’m a bit confused on what’s going on with my current lease.

On Saturday, I went to a Honda dealership to look at some cars and ended up wanting to lease a 2026 Honda hrv e-xl AWD (the one with the sunroof and the leather seats). The person I worked with offered me a $489 /month lease for 36 months with 4K down. Already I was a bit wary of the high price but I was with my family and they were convinced it was a good deal so I said okay fine I’ll move forward.

Context for my financial situation I’m 27, currently make 95k a year with a 660 score from TransUnion. My pay history on my credit cards is on time and with barely any missed payments but it was my student loans that were bringing them down because I forgot to put them on forbearance for some time.

The situation I’m a bit confused on is that they let me leave with the car because I forgot my license so they said they needed me to come back to fully sign the lease. It’s been 3 days and they still don’t have the lease ready even though I’m supposedly approved. I haven’t driven the car but I’m worried that I’m getting duped somehow and they’re banking on me using the car to feel pressured to sign a different lease.

My main questions are, is this lease offer normal for my credit score and for the car? Additionally, can I still shop around for other lease offers? Can I still back out if I do find a better one? They had me pay the 4K down before they let me go to the finance room which I found a bit weird.

Anyways any advice would be greatly appreciated! 🙏🏼