UPDATE:
TLDR: My mom accepted she won’t be getting the money.
So I didn’t get a chance to talk to my dad because he was gone when I came from work. I went somewhere with my mom and she brought it up again. Turns out the money was going to be used to pay off the CURRENT House!! She never updated me until now. During our conversation I remember I have my money in a first time home owners account. So even if I was forced to or wanted to, I can’t move it UNLESS it’s to buy MY house!!! I explained that to her and she finally dropped it. She obviously doesn’t want me to face any penalties. She still wants to pay off the house to avoid giving the bank more interest. I told her I could start paying rent so she can pay it off quicker and she said no. Thank you guys for your advice ❤️
Post:
I (22F) know there are many of you out there that support your family. I love my family and I do want to support them. I just feel like I am not in a position to do so yet.
Since I was 16, I have been saving up to buy a car then to buy a house. I have saved up almost 100k for a down payment for a home. My dad is willing to match that so that I can ask less for a loan. I am planning to move out in 1.5 yrs if everything goes well.
Recently, my mom has looked at a bigger house and has decided she wants to move ASAP. The house she looked at is now under contract. She has then decided she wanted to sell our current house, borrow some money from my sister and I so she can buy a bigger house. She has asked me to contribute ALL my money I have saved up for my house.
The thing is I don’t want to. She says that she will pay me back in a year. But how is she? My dad is the provider of the family. I feel like the house we currently live in is fine. We have no issues other than the lack of street parking but we have a driveway and the HOA. I am planning to move out so if anything she will have more space.
She has then decided to state that if I don’t contribute for their house that my dad won’t contribute for my house. That she has supported me all this time and this is the least I can do.
I want to state that I did graduate debt free thanks to my job’s tuition assistance. They did contribute for my car as a gift (half of it), but it was through my dad and my mom did not want to assist (she has her own money).
Should I just give her the amount they contributed for my car back? Or how should I tell her that I don’t want to contribute at all?