u/Capital-Squirrel3522

NHS pension and what else

Mid 40s and I have no private pension and recently joined the NHS pension scheme. Family issues earlier in life led me to this. That said, I have a good lumpsum of savings (£100k in ISAs), I still have a mortgage but it's small (£80k). I have 2 kids who are still at primary school.

Currently my NHS pension is only around £5k year. I make enough to put more into it through purchasing an additional NHS pension. Is this a wise thing to do? Or do I go with a SIPP to bridge? What else am I missing?

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u/Capital-Squirrel3522 — 2 days ago