u/Camms92

I am a 33y(f) and have been actively trying to get my credit score up. I’ve been consistently sitting at 540-587 for about a yr now and idk what I’m doing wrong. I don’t owe any debt, have no derogatory marks, and I pay my bills on time. I have gotten 3 credit cards since Dec that I make small purchases with and pay the balance when due. Is there anything I can do to get to the 700’s?

I just opened an investment brokerage account with US bank last week but it has just kinda been sitting there and I kinda need some advice on what’s a good amount to invest starting out? Am I able to invest is singular stocks or just lump them all together? Should I have researched this before? I’m just getting into this and want to maintain long term.