u/Cajunuget

every month 10k allowance ko as a college stud. nagbabawas nako automatically ng 1k for my monthly dentist. Usually 4-5k tinatry ko ibawas sa 9k para sa savings ( or if ‘di kaya, i try 3k if medyo gipit because of misc gastos ).

I currently have a BDO account, maya and gotyme savings, actually trying to open my Pag-Ibig to start early sa mp1 and 2 (eventually). Right now i’m not sure how i should divide my savings; more ba sa trad bank? digital bank savings or time deposit do’n sa digital bank. I’m not really sure ano magandang pag divide between the banks. So if anyone can, please do enlighten me! thank you very much!!

Pretty much the goal is to have enough money for backup, and ofc future na rin.