u/Bulky_Blueberry_8311

So I was in a fast food drive thru let off the brakes while grabbing something from center console and hit car in front of me no damage to my car and very minor scuffs to her car I doubt it was from me I offered to pay myself but she insisted she wanted to go through my insurance. What are chances my rate will increase? Will she even be able to prove I made those marks? the marks match up with my plastic grill so I’d think the grill would’ve broke before scuffing the edge of her bumper. Also will this permanently affect me I’m 26 y/o male. I’m stressing bad over it.

Do I need one will I get any violations?