I've only had my car for 6 months. I was at work and was clocking out, and I came out to this. The good thing is the person who hit my car left their info, so I'm currently working with insurance to get the headlight fixed. Still can't believe it though. 🙁
I'm looking for a portable sauna for my Mom. I'm looking to buy brand new. So far I found the Sharper Image Steamer Sauna Portable Spa for $120 at my local target. It looks good, but I'd like to know you guy's thoughts on it or if you recommend anything else.
I'm 19M currently living rent free with family.
I go through 2 banks, 1 is primarily a savings account, and the other one is for my car loan and secured credit card. I am not too good with spending the card for only what I need. The card limit is $975, so I've been making big payments when I'm paid but at the end of the day, it's not leaving much over for savings.
I'm thinking of making $200 payments on the card every 2 weeks, so i'm not dropping a bunch of money, but instead I'm making payments just to get the card balance lowered. I'm paid $1k every 2 weeks, with $300 automatically split to my savings account for the 1 bank, while the rest goes towards other bank.
$1k
-$300 goes to savings account
-$200 goes to card
-$450 goes to car loan
So that leaves me with $50 left over. So that really leaves me with two options
Option 1: I can adjust my paycheck that automatically takes a portion and deposits it into my savings account so it's $350 for every 2 weeks, so I'll have $700 in Savings by the end of every month.
Option 2: I can bump up my car payment from $450 to $500, i'll get it paid off faster that way. My car's payoff is $26,000
As for car payment, $361 is my minimum payment, but I pay $450 every month. I've been thinking of bumping it up to get it paid off faster. So far, bumping it up from $450 to $500 seens good to me.
How is my thinking? Am I overthinking?
I found this 1909 penny while sorting through my coins. Is there anything interesting about the year of the penny?