u/Bitter_Report9213

Can someone help explain this to me?
▲ 1 r/CRedit

Can someone help explain this to me?

This is using credit journey with Chase bank. I was going through to see what would be my best option to help rebuild my credit score. It says that having an account in collections would help boost my score by a significant amount. However everything I've read and know about collections says it almost always lowers your score. Why would they say this or am I just not understanding what it is saying?

u/Bitter_Report9213 — 4 days ago