u/Big_Boot8260

▲ 0 r/FIREUK

Hi everyone!

I’m 28 years old and fairly new to investing. I’m based in the UK and have a Stocks & Shares ISA with Barclays Smart Investor.

I’m planning to invest around £2,000 as a lump sum into a global ETF and then add monthly investment and forget about it.

I’ve narrowed it down to two options:

VWRP — Vanguard FTSE All-World Accumulating (0.22% OCF)
FWRG — Invesco FTSE All-World Accumulating (0.15% OCF)

From my research they track the same index and are both accumulating. FWRG is cheaper but only launched in 2024 so has a shorter track record. VWRP is more established but slightly more expensive.

Does the shorter track record of FWRG concern you?
Any other global ETFs I should consider?

For context I’m investing long term — at least 20-30 years. I’m not looking to touch this money anytime soon.

Thanks in advance! 🙏

reddit.com
u/Big_Boot8260 — 11 days ago
▲ 2 r/foldingbikes+1 crossposts

I’ve got a 2024 Brompton Electric C Line with rear rack and I have got multiple scratches when folding/rolling the bike.

I’m considering upgrading to G Line 80mm roller wheels for more clearance.

Has anyone used them on a C Line? If so,

- Do they actually stop rack scraping?

- Any issues with stability when folded?

Many Thanks!!

reddit.com
u/Big_Boot8260 — 15 days ago