u/Big-Entertainer4856

I accumulated more than 3 million in debt from gambling. Utang sa tao, cards, ola, etc. My family doesn't want to help me anymore. 60k salary monthly. No collateral under my name. What to do? I'm already sober since January 2026 but sabay sabay na ang dues and I want to consolidate them into 1 debt but no one is willing din to take the risk.