u/Background-Grand5466

I have a significant amount of USD on Moomoo and I do not want to convert it back to SGD though my profits heavily outweigh the conversion fees Moomoo takes.

Does DBS, OCBC or UOB offer bank accounts where you can store USD at free of cost? I know there are multi currency accounts offered by these banks but want to know if there are any administrative charges.

I also considered transferring directly to Wise, but Wise also does not mention if there is any fee for receiving USD from Moomoo.

I’d really appreciate if anyone can help! 🙏

Hi, I am an incoming Masters student for Fall 2026.

I have already studied at Texas A&M as an exchange student for the spring semester in 2025 and secured A in 4 different courses.

Now that I am coming to study again, is it possible for me to apply as a TA/Grader in my first semester itself as a post-graduate student?

I want to make use of all opportunities to cut down my cost and earn a few bucks on the side while I study here.

It would be helpful if any student can guide me on these things.

Out of nowhere, suddenly these 200/- oopies are concerned on TN’s debt and how Vijay is going to give away freebies. They are also suddenly concerned TVK is going to add more to the debt.

Adei, where were y’all in the last 5 years? I never saw this much outrage at that time. Y’all gave so many excuses to justify the debt saying at least GDP increased. MoU signed apdini ipdinu sonnange but when you go check the companies, many already existed in Tamil Nadu. TRB Raaja even got exposed of fake news that some company is investing in Tamil Nadu but that company itself later denied it.

Even the freebies DMK announced, they only started after 3 years. The free laptops, only this year and without an ounce of shame they compared the laptop specs with the one ADMK gave 10 years ago. What a comparison!!!

Now when Vijay says give us some time to check everything, we will tell you what’s left and whats not, Stalin wants to twist the plate saying there is money, you just need goodwill.

Vijay is CM now. Give him the time, if he doesn’t fulfil them, then go on and raise questions as opposition and hold him accountable. TVK supporters must also not behave as fans and question the government if they don’t fulfil their promises.

They say constitution states that single majority party can be allowed to take oath first and then do floor test.

But TVK allied with Congress and then went to Governor to ask to form government first. So this breaks the rule that its no more single majority party but an alliance which is asking to form government.

Does this mean Governor has the right to ask for TVK to show 118 majority first and do oath taking?

It’s easy to twist words and say constitution allows. But there is difference between single majority party and alliance.

What does the constitution actually say?

From:

“fans lam vote ah maara maatange”
“makkal kootam vote ah maarathu”
“chennai enga kottai”

To:

“TVK ku vote potta ellarum tharkuringa”
“Fan worship is sure road to degradation-Ambedkar”
“BJP indirect ah TN kulla vandhuruchu”

Omg, have some shame guys. Your CM candidate itself lost in his own constituency to a newcomer. This itself tells TN rejected DMK. Now don’t come with the cooked up 2 digit growth % to cry in the comments.

I have not started my ETF investment journey. I wanted to research and carefully select ETFs that are sustainable in the long term.

As such, I shortlisted 3 ETFs:

VWRA- to get exposure to global markets and not just USA

ES3- exposure to Singapore market alone

SPYL- just the US market and I chose this since I have not started any positions like VOO/SPY5/CSPX. SPYL seems to be a good alternative for people who have not started.

If I can DCA $1000 every month, what would be a good split? Is it better to just restrict to 1-2 ETFs?

On a side note, I’m planning to DCA $500 into Amundi World MSCI every month from my CPF OA via POEMS.

I’d love your opinions and thoughts.