Aussie looking to understand US mortgages and find a good deal - taking recommendations
Hi folks!
I’m an Aussie on a work Visa looking to buy in Wilmington North Carolina within the next year, assuming my Visa gets renewed again.
All my knowledge and background in banking is based in Australia so while I do have a working understanding, I’m finding a lot of the terminology is different here and I’m just getting overwhelmed with my options.
I know I won’t be entitled to do first homeowners grants or down payment assistance programs, but is there any recommendations for a solid lender who works with Visa holders and can probably simplify it as much as possible?
I would love for all of my house payments, including taxes, HOA fees, insurance etc to just get rolled into my payment so I don’t have to think about it.
I don’t know if it’s possible or if it’s something that can be done here but being able to pay my loan in advance would be great as I get paid quarterly - would love to just throw three months of payments in there every paycheck so I don’t have to think about it each month!
Would love to hear any advice you could give for me and any recommendations for solid lenders with good rates! (only really looked into one place so far who has been super helpful - Alpha Mortgage)
Thanks!