[Indians Only] Best Health Insurance for People with BiPolar & OCD
I want to take a health insurance and I've never faced getting rejected from a health insurance, infact its the opposite where I was bombarded with spam insurance calls a lot.
But lately, I want to take a non corporate insurance and went for HDFC ergo, the contact person directly said that my quote will most likely get rejected as I have BIPOLAR, and it felt very weird for me.
I contacted Star Health insurance which actually is fine with my bipolar, but i heard that star insurance rejects reimbusment for mental disorders like bipolar and also the agent said they have 3 years waiting period before I can avail insurance amount on Bipolar like disorders.
I'm so confused what to do. I don't want to HIDE this as it may hit back at us in future. But also, I want coverage on Bipolar.
Also, please let me know if u guys are using any health insurance. Even with premium.
Thanks!!