Need ₹1 Lakh Loan to Clear Pending College Fees – Low Credit Score, Need Advice
I completed my final year recently, but my 3rd semester is still pending because I got a term off due to unpaid college fees. I need around ₹1 lakh to clear everything and continue my degree process.
The problem is my credit score is low, so banks are rejecting me. I don’t have a stable job yet since I’m a fresher, but I’m actively trying to get placed. My family situation is not very strong financially.
I wanted to ask:
- Is there any way a student/fresher with low CIBIL can get a personal loan or education-related loan?
- Are there any NBFCs, apps, or trusted options that actually help in cases like this?
- Has anyone here gone through something similar?
- Any advice on avoiding scams while searching for loans?
I genuinely want to complete my degree and move forward in my career. Any guidance would really help. Thanks.