u/Anxious_Duck_842

I was checking the pre-approval tool for the Capital One Capital One Savor Card just to see what I qualified for — I wasn’t planning to actually apply.

Next thing I know, I get hit with a notification and now I have a Savor card opened with a $300 limit… which I did NOT want.

I thought I was just doing a pre-approval check (like a soft pull), not submitting a real application. There wasn’t a clear “this is a full application” moment for me.

Now I’m worried about:

•A hard inquiry on my credit

•A new account lowering my average age

•Being stuck with a card I didn’t even want

Has this happened to anyone else with Capital One?

What’s the best move here — should I:

•Keep it open?

•Close it right away?

•Call them and try to reverse it?

Appreciate any advice because this caught me completely off guard.