Hey everyone — looking for a reality check from people who understand lease math and current Kia programs.
I’m trying to confirm whether a $26K–$28K single-pay (one-pay) lease is actually achievable on a 2027 Kia Telluride Hybrid X-Line SX Prestige (Black / Black) in Southern California. Shopping for this structure just makes sense for me based on my overall situation - but I'm not sure if the Gemini and chatgpt etc are leading me in the right direction for what to expect the numbers to be.
Location:(93021)
2027 Telluride Hybrid X-Line SX Prestige
Ebony Black on Black SynTex & SynTex Suede Seat Trim (hate the Millstone)
~$59,630 base (~$60.5K–$61K with destination/accessories)
Cedit Profile:
700+ FICO
~$150K income
No debt, homeowner
BK discharged ~2+ years ago
Can use a Tier 1 cosigner if needed
Deal Structure:
Single-pay (one-pay) lease
36 months
10K miles/year
No trade-in (handling separately)
No add-ons / clean deal
Target: 26K–$28K total one-pay (all-in) out the door
Related Questions:
Is $26K–$28K one-pay actually realistic on this exact trim in today’s market?
What MF and residual are you currently seeing for top-tier credit on these?
Are dealers discounting these at all yet, or still mostly MSRP?
Has anyone recently closed or been quoted something in this range?
And my biggest question - which dealers do you think would make this happen for me?