Almost 2.5M accumulated debts
Hello! I am 28F, I have 7 CC lahat na ata ng banks meron ako. I started my business last 2021. Got my first CC that same year. I am new to business industry that time so ang nangyare whenever I restock swipe ang gamit ko. For the first 2 years of having my CC’s nakakabayad ako ng full amount due until my business goes south. Yung mga dues ko dikona na babayaran siguro hanggang year 2024 I tried paying kahit MAD lang pero di kinaya dahil nagkataon pa sumabay nagkasakit ang father ko.
Now my main problem is how to resolve my debts. Sa 7 cards na domoble na ang principal amount na nagamit ko lang. From 1.5M principal naging 2.5M+ na ang OB ko.
I emailed my lead bank (applying for IDRP sana) kaso ang main problem is wala akong main source of income as my business failed. But currently looking for other source of funds (job hunting)
May chance ba na maapprove ako IDRP if now wala akong source of income?