u/Altruistic_Bend_7804

Is there anyone in the sub who’s in VLSI field??
I’m an VLSI engineer myself and I’m in dire need of advice and help. Feel free to DM me

Please and thank you.

Hi I’m a married man with a kid. I used to work in a company till late 2025 now I’m unemployed. Coming to the point, I have taken two separate loans to help my family, out of which I haven’t spent for myself or my wife or kid. I haven’t been kind of fooled by the same person into taking loan and giving them money. Second time is partially my fault for considering that people change. All the loans amount to 40 lakhs out of which 10 lakhs is a loan taken against gold, which I have to pay off by this November or else the gold will be auctioned off.

I only have a safety nest to pay EMIs till next month and I don’t know what to do after that. I’m very afraid and depressed all the time. It’s also taking a very heavy toll on me to fake being fine in front of everyone, resulting in a heavy toll on my sleep. I’m unable to sleep even if I’m dead tired. My domain is VLSI in which I’m not getting any chances right now. So I’m afraid of my immediate future. I don’t get the idea of ending my life because I have two people depending on me.

So this is my story. Please feel free to drop any or all advice you feel like.

Good night.

Edit : Sorry guys Telugu lo raasi undalsindhi. Ee sariki kshaminchandi guys.

Which app do you think is best to start your investment journey??

Groww or indmoney?