u/Altruistic-Honey6522

Looking for books, preferably nonfiction such as biographical, or heavily inspired by real people and events, about artists - writers, musicians, painters, actors, etc. - who struggled with creating art during hard times when it felt like the world was ending, but who kept making art in spite of all of the doubt and chaos and uncertainty.

So to preface this: I know that TurboTax aren't the ones who send the checks, they do that through a third-party bank called Cross River, but Cross River Bank doesn't have a subreddit so I'm screaming about it on here.

I filed both my state and federal returns on TurboTax. I opted-in for the 5 day direct deposit, but for whatever reason the direct deposit didn't go through so I was alerted that I would be receiving my refunds as paper checks in the mail (and that I would be refunded the fee TurboTax charges to do the 5 day direct deposit). I get both checks within a few days of each other and deposit them both into my bank account at the same time, in person, on either a Monday or a Tuesday afternoon. So I KNOW that the checks were legitimate, the bank teller had to get like three different levels of authorization in order to deposit them into my account, and the money was (I thought) available in my account the next day.

Cut to three days later and I'm suddenly missing the ENTIRETY of my state refund check out of my checking account. Like it's the EXACT amount. I go to my bank, talk to the exact same bank teller who deposited the checks, they get their manager who also comes talk to me, they double check their system to make sure it wasn't a mistake on their end, and nope!

For whatever reason my state refund check got "Returned"?! The only note/notification on the withdrawal on my account is "Return Reason - Not Authorized", like the check wasn't authorized? And it was ONLY for my STATE refund! Not the federal one!

I've called TurboTax, I've called my state's internal revenue office (if it matters at all I'm in Oregon), and nobody seems to know why my entire state refund check just up and vanished from my account! The only common denominator is Cross River Bank - the people who issued the checks - who I haven't been able to get into contact with because they have that annoying automated phone system, and it just loops me back around to contacting TurboTax!

The only bit of advice I've been given has been "wait a few days to see if the check goes through" but that doesn't make any sense?? When I deposited my refund checks initially I made sure that the money was available in my account in full (I had to mail some fedex packages the next day and wanted to make sure I had enough money to cover shipping) and they were! Neither check was "Pending" or anything like that, they had been completely deposited into my account, only for my STATE refund to get pulled a few days later.

Please tell me I'm not the only person who has or is experiencing this and that there's a solution???