Hi all. I was renewing my car insurance for the first time today (23M 5 years no claims no points 1.2L 2017 Skoda) and my quote went from ~720 to ~870 which is kinda insane considering I’m a young driver who hasn’t fucked up (yet)
I rang them up and instantly I was given a quote to match the previous year but as I was paying it got disconnected. So I rang up again and another person retrieved the quote and said do I want to purchase and as a joke I said I will unless you can do any better. I was put on hold and it got dropped again to 700
My question is, where the fuck are they pulling these numbers from? how many times could I have asked for more discounts before they just stopped? how can these two people put the same information into some calculation software and pull different numbers? extremely different to the original quote. Aswell, why are these quotes outrageously different than other insurance providers? It’s my understanding that insurance is wildly profitable, so why are companies pricing themselves so unbelievably uncompetitively especially when they all offer the exact same service and presumably do very similar price calculations