u/Agent_479

These are my options -

1. JBuds LUX ANC @ ₹3977
2. Sony WH-CH720N @ ₹6270
3. CMF Headphone Pro @ ₹5401
4. Skullcandy Hesh ANC @ ₹4000 (Amazon)

I am buying it for lectures so my primary requirement is good ANC and comfort for long sessions.

I also want it to be balance sounding as I will occasionally listen to music, I don't like too much bass (crisp controlled bass is okay, muddy and muffled bass is not). LDAC support would be great but not a deal breaker.

What you guys suggest? Or is there any option?

Few points to be noted -

1. You can update your billing cycle once every 180 days.

2. Typically, the due date for repayments is fixed and cannot be changed.

The keyword here is "typically". I guess, it all depends on your relationship with them and their internal criteria? What do you guys think?