u/21canyoudosumformeee

Hello, I have some questions regarding the SFA Requirements. I am a student studying abroad and I fall under the 20-80% coverage. I was wondering about what I would submit for my requirements, since I live abroad.

1. Regarding the bills, should I submit my bills abroad or in my house in ph? For context, my grandparents are living in our house but they are paying for all the bills.
2. For the essay, should it be as direct as possible but with a structure flow and one main idea or a creative one with a hook?