u/-IrishLettuce-

First pregnancy and I'm very lucky to not have too many complaints (don't hate me I still had a nauseous 1st trimester, maternity clothes from 10 weeks and it feels like my ribs are a size too small, but from what I've seen that makes me pretty lucky!). I'm 24 weeks now and have a long weekend away booked to the lake District with friends at 26/7 weeks that will consist of me driving there for 3 hours solo (well, with the dog as copilot), some chilled walks and artsy stuff, and a 3 hour solo drive back.

The next thing is a big concert (MCR!) booked when I'll be 33 weeks. Partners doing the 3.5 hour drive down to London and back so I can wriggle about in the car, and we'll be seated towards the front of the first raised seating bit (balcony? Floor 1? I don't know what you'd call it). So I naively thought this would be fine. Then the anxiety kicks in now the baby is far enough along to survive in hospital, does that mean I could go into labour in the concert or on holiday? Surely you don't just wrap up and hide from the world for 4 months?

Am I mad? Is this a horrendous idea?

Looking to replace the flooring in our first home, for the first time. Definitely no carpet and we want it to look like wood. What's the pros and cons or best option for all the options? ...what are all the options? ..what's the best places to get these from?

Based in the UK, have a Labrador and a baby on the way, looking for the living room and dining room.

I'd rather spend more and have something that doesn't need to be replaced again

I lived in and bought my first house in 2023 with a 40 year mortgage and 5 year fixed term. I now pay an annual conversion fee to allow me to rent it out to some absolutely wonderful tenants that I can see living there a few years but not forever. My partner bought a house in 2024 that we both live in, with a 20 year mortgage (I am not on the mortgage and do not pay towards it). We are not married, but are due to have a baby in August.

I never planned to be a landlord but have just completed my first year and it's gone well, but I do understand this isn't always the case, potentially especially with the new rules coming in. I don't have mountains of savings and investments to cover things going horrifically wrong with my house, but do put aside some money each month for it and have everything very well insured. I overpay my mortgage so I should have 20% of equity in the house by the end of the fixed term, so I can take out a buy to let if that's best.

My question is what's the best thing for me to do with my house?

Is it best to sell when the fixed term is up and put the money in my partner's house?

Sell sooner whilst I still have good tenants?

Sell and do something else with the money?

Keep it as a rental and take out a buy to let?

If I put any money into my partner's house, then it's agreed that we'll both have our names on the mortgage.

I have little to no financial education, so please treat me like an idiot because I have literally no clue how any of this works especially with extra fees and taxes!