Tracking loans is still more chaotic than it should be.
Whether it’s:
- money you lent to someone
- money you borrowed
- or multiple small repayments over time
most people end up managing it through notes, messages, spreadsheets, or memory.
The problem is not just tracking—it’s clarity.
You lose visibility on:
- who owes what
- how much is left
- what’s been repaid
- and what’s still pending
So I built LoanTrack.(free)
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### The idea
A simple, structured way to track borrowed and lent money in one place — without overcomplicating it.
No banks. No integrations. No cloud dependency. Just local tracking with clarity.
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### What it does
- Track money you lent and borrowed in one place
- Separate clearly between borrowed vs lent amounts
- Organize loans by person or institution
- See remaining balances at a glance
- Maintain a clean payment history per loan
- Add and update transactions quickly
- Create flexible loan entries with custom terms
- Filter and focus only on what matters
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### Designed for clarity, not finance complexity
The goal is not to replace banking tools or financial software.
It’s to solve a much simpler problem:
“What is actually owed, by whom, and what’s still pending?”
Everything is structured to reduce mental overhead and make that answer instantly visible.
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It’s still early, so I’m looking for honest feedback.
If you’ve ever tracked money you lent or borrowed:
what’s the most frustrating part of doing it today?
App Store link: https://apps.apple.com/ca/app/loantrack/id6758877678