Auto Insurance Premium Increase after At-Fault accident
Hi everyone,
I wanted some advice regarding my current auto insurance situation. My policy will renew in July.
I am 24 and have only had my license since I was 21 (3 years). I have been driving with my G2 and have never gotten my G. In 2024, I received a ticket for failing to display proof of insurance for $60. No demerit points. In 2025, I was in a fender bender where I was deemed 100% at fault. My insurance company paid me $2600 to have my car fixed.
When I first started driving, my monthly premium was at around $300. After my ticket, it increased to $400. I am apprehensive about how much my premium will increase upon renewal. I have my G test booked for June, as per my broker’s advice.
How much can I expect my premium to increase? My broker said that the insurance company will now see me as a 0-star driver.
Thank you