r/referafriendUKscotlan

Tembo is a market-leading Lifetime ISA & Cash ISA which can help you save faster.

You can get a free cash bonus between £10 and £100 when you sign up a referral link and deposit or transfer in £500+ into an Easy Access Cash ISA or Lifetime ISA (LISA). You also get an interest rate of 3.8% from 29/12/25 for the Cash ISA.

Please note that you need to keep all your money in the account until you receive the bonus cash.

Bonus Probability:

95% chance for £20, 4% for £25, 0.7% for £50, 0.2% for £75, and 0.1% for £1,000.

Download the Tembo app and sign up using the same email that you entered for the referral link.

https://www.tembomoney.com/savings/join/tkn-9wp9fk-2ziwb0

You can also refer up to 5 friends each month once signed up.

Thanks for reading and happy saving.

This one does exactly what it says on the tin.

Octopus Energy have saved me plenty of money on my gas and electricity bills with their innovative tariffs.

I even get a free Caffè Nero coffee from them each week with their Octoplus rewards.

If you would like £50 credit for signing up to Octopus Energy, please sign up via the link below and I would be very grateful

https://share.octopus.energy/shy-bee-287

Thank you 🐝

Virgin Media is a great company that I have been with for years. Its broadband is renowned for it's speed.

If you use the link below to purchase a package online or use the referral code over the phone, we will both receive a cashback reward worth up to £50. This offer includes Virgin Media, Virgin Mobile or Virgin Media and O2 Volt packages.

Online

Whether you’re after the whole package or just a mobile handset offer, you can bag up to £50. Just go through this link http://aklam.io/hcjRM2 and shop as normal.

Over the phone

Quote Reward code: BETGNRVQ

Sign up using my referral link http://aklam.io/hcjRM2 and we can both pocket up to £50 cash 60 days after you’ve received your services or phone, Virgin Media will pop the money into your bank account (or PayPal – you can choose).

The advantage of doing it direct is it that the payment can go directly to your PayPal or bank account rather than waiting for the purchase to track and verify on a cashback site.

Thanks in advance to anyone who would like to sign up 😁

The Capital on Tap business credit card is for directors of a limited companies registered at Companies House.

It currently has a great sign up offer for you to receive 7500 points after your first purchase which converts to £75 credit on your card.

Capital on Tap are offering a free 7500 reward points for anyone who opens a credit card via a referral and makes one transaction (this can be any amount) on the Capital on Tap card. They also offer gift cards in exchange for points.

Avios

You can now also convert your points to Avios at a rate of 10 points = 8 Avios. So 7500 capital points would convert to 6000 Avios.

They also offer 1% cashback when you spend on the card which is great for business owners.

Notes

Sole traders are not eligible, you must have a limited company registered at Companies House.

How to get £75 reward

Open this link https://cashback.capitalontap.com/referral/?promo=2REFK729X58

Apply for the Capital on Tap Business Credit Card and follow the ID process

Activate your account

Complete your first transaction (this can be as low as 99p)

The 7500 points will be credited in your Capital on Tap Business Credit Card account instantly and you will receive an app alert too to notify you of the reward and then you convert this to £75 account credit.

Thanks for reading 🙏🏼