r/osap

If I got a part time job in high school before university, how much does that affect my osap money?

Does not paying anything back during the 6 months grace period lower your credit score and or do anything else negative? I only have federal loans (interest free) so would not paying anything back during the 6 months grace period negatively affect my credit score or anything else? I've seen a post about someone's credit score going down because they didn't pay anything back during the 6 month grace period while only having federal loans, but I haven't been able any other sources that talk about this. Can anyone speak on their experience or give any links to sources? Is there a set number or percentage I should pay during the grace period to prevent my credit score from going down? Are there any other negative side affects I didn't consider other then the possible lowering of the credit score?

I’m a little confused and In need of advice I am a first year student when I first applied for osap fall 2025-2026 , I applied part time as that is what I had been accepted in for my program spoken to financial aid about few of the things I needed to sign for osap. The person in the financial aid told me to apply for full time , so I had done that I took on 3 courses . During the second semester I started to feel a little stressed with school working and life situations, so I withdrew from one of my courses which I knew I was going to fail (before the deadline). This lead me to be on academic probation . I went to go re apply for the summer courses as I just realized that my program has 3 semesters and I need to do summer courses. While I was in the process of that I realized I had not put the correct date for my program when applying I put end date in April instead of June or July. I then applied on osap for part time between for the first 6 weeks of summer may -June , I then realized after doing research that there’s a form to fill out on my schools website so I ended up canceling the osap one and filling out the one with the school. With that being said I went to check my account statements and it send me an email saying I have a payment overdue… it state it’s pending on osap but then the credits show $0.00.

Does this mean I am not getting osap ?

I’m just also confused why they are saying it’s overdue when they have this posted on the same page as my statements.

“Payment Due Dates:

May 1, 2026 - Payment due for summer courses with a May start date. This includes S61, S12, SN1 and SF terms.

June 1, 2026 - Payment due for summer courses with a June start date. This includes S62 and SN2 terms.”

Ok so, I worked this passed academic year but completely forgot to change my OSAP to reflect that. It was under the threshold of 5600 per term, but I don't know if I should have reported it. Is it too late to report it now as I am currently at the end of the term, if anyone else has experienced this what did you do? I contacted my financial aid office but won't hear back until Monday but am kind of worried that I will get in trouble