i try to go through my statements every so often and cancel anything i forgot about. curious what works for others!

I'm a woman in her early 20s that just recently started her lifelong career, moved out, paying my own car payment, etc. As I start on this 'adulting' adventure, what's some advice you would give me, that maybe you wish you did to save money?

i dont make huge impulse buys but a lot of small stuff keeps adding up. coffee snacks random online buys. doesnt feel like much at the time but it hits at the end of the month.

what actually helped you cut this kind of spending?

I've never in my life got a loan but circumstances have changed when I've recently found myself unemployed after paying for a forklift licence thinking I'll get a job easily with but it only made my life harder as companies keep asking for experience and I can't get it.

I now work in a kitchen and waiting on my first paydate on 1st of May.

So much for get a forklift licence they said.

I've tried to get a loan online but I keep getting told I don't have consistent earnings for the past 6months

My brother recently got promoted, so his pay is definitely looking better now. But I can't seem to wrap my head around the fact that the man that has absolutely no business being in the kitchen (well aside from eating), is now suddenly very interested in replacing pots and cookware and almost every other thing in the house.

I already told him to allow me to fix the pot rather than buy a new one, with just a little commission on top. Since the issue is just with the cookware parts; for the handles and side grips, I've checked the prices on Walmart. I can easily get the lid knobs on Alibaba and with a workmanship fee, it will be more economical.

I’ve prepared the quotation for him. I just got his response now asking what it means. Bro… it means what it means. I think at this point he might need an accountant in his life because he's not getting this money thing right. If anything, I’m just trying to help manage and multiply his money properly. Because making money is one thing, but knowing how to structure and use it is a completely different skill.

And if I can somehow benefit from that process too, earn a little and save so much… why not?

I 27f moved to the USA a few years ago to be with my husband 27. I have no idea where and how to save money here.

I’m a stay at home mom probably until my baby goes to school and my husband works incredibly hard for our future!

My husband has a retirement plan that he pays into I know that. We just feel so clueless on where to put money and how to save for our baby, it just feels like we are pouring our money into a drain! We have to rent as houses are so insane where we live and we have one car.

Please if anyone has any suggestions and steps on how to grow our money and where to put it will be greatly appreciated thank you!

how for free?:) - Belfast, 24, neurodivergent . Thank you !💗

I don’t like texting phone calls and voice memos, I go to cafes I don’t drink I draw i like animals I don’t work I care about the environment and go to political events sometimes

I’m not even talking about big expenses.

Just the small stuff: food, transport, random subscriptions, and suddenly your balance is way lower than you expected.

Do you guys actually track where your money goes, or just check your balance and hope for the best?

We’ve made some progress automating savings and ensuring we’re moving money to the different saving goals right after paycheck hits our bank. I’ve read that many of you also automate moving money to your “expenses” pocket, which is basically the money you use to do shopping, go out, order food etc.

What cards/accounts/banks do you use for that purpose?

My friend sent me a tiktok link and it brought me to the TikTok shop page called slash and free. You get to pick 3 items and you have to send your link to so many people for it to go down to $0. Everyone could share their link in the comments and we click on each other’s links to help them.

I've never in my life got a loan but circumstances have changed when I've recently found myself unemployed after paying for a forklift licence thinking I'll get a job easily with but it only made my life harder as companies keep asking for experience and I can't get it.

I now work in a kitchen and waiting on my first paydate on 1st of May.

So much for get a forklift licence they said.

I've tried to get a loan online but I keep getting told I don't have consistent earnings for the past 6months.

If you go on my profile things may seem messy as I'm desperate and basically it's my first time on reddit ever too.

19 yo assistant project manager.

I have 17k in stocks and then I invest in my company share scheme £400 a month. Then I have 6k in lifetime ISA my pension should be more than 12k.

I also live at home with my mum and rent is 200 a month on a 50k salary. I also have monthly expenses gym£20 and food which is 50 a week and fuel which is 20 a week. I am also single and have no intention of moving out in the next 3-5 years.

Any tips to further myself eg in terms of personal development or stocks etc.

Hi all! I’m a young woman wanting to move out in the next few years, I want to buy a home with my partner, not rent.

Just wondered what your best tips and tricks are for saving the most money possible, not just ‘cut out takeaway dinner’ I’m talking things I’d never have considered, any penny counts !!!

I'll start. Bought a silicone dish drying mat for $7 on Amazon. It is the kind that sits next to your sink. Genuinely thought it was a nothing purchase. Two years later, it's still there, still perfect, and I think about how much counter space and paper towels it's saved me more than I'd like to admit.

The funny part is I almost didn't buy it because I found a promo code that made it $4 and I thought "this is too cheap to be real."

Anyway the mat is irrelevant. What's yours? Especially curious if anyone has a kitchen or desk item that quietly became essential.

If you still need to have a cellphone and do not want to switch to a land line phone, this is for you. There are cellphone companies that have phone plans that cost a lot less than Verizon, T-Mobile, and AT&T. These include Mint Mobile, US Mobile, Visible, among others. They do operate on the towers of the big 3 companies. There are some cons though. One might not have the best customer service, another might have problems in high density areas. Then again, you will come across reviews where people have had good experience with them overall. Most of these low cost carriers also have a sub-reddit where you can read these reviews. I hope this helps someone.