OPS Should I retire at 58 now that I have my 90 factor?
reddit.comu/Global_Midnight_1597 — 2 days ago
r/RetirementReady
Small Pension, options for distribution, what should I consider?
Originally planning to retire at 58yo - I am 55. But now looking to accelerate that schedule by 1 or 2 years now.
Anyhow, I will have a small (32K) vested pension balance. I can choose among several payment options, including a single lump sum, a rollover to an IRA or another qualified plan (including my company 401(k) Savings Plan), or an annuity.
If it matters, we have roughly 1.75MM in tax deferred accounts. Very little in Roth. And another 90K in cash.
u/ChipmunkFlat8589 — 4 days ago