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r/GoogleWallet

▲ 1 r/GoogleWallet

How does Wallet's Virtual card work when paying in-stores on POS terminal or using Wallet at ATMs?

I know when you pay online using Google Pay, your virtual credit card generated by Wallet is used. What happens at ATMs or in retail stores' POS terminals if you use Wallet? Do they get my actual card details or virtual card?

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u/trp_wip — 3 days ago
▲ 3 r/GoogleWallet+1 crossposts

Google pay on watch 4

Hello

I just got my new watch 4 international version from AliExpress.

Living in Belgium.

Everything is ok except the NFC payment..

The bank refuse to register the payment card on the watch via Google wallet

I'm coming from watch #3 where Google pay/wallet was ok..

Do you if the wear OS6 could be the difference?

Does European owner can confirm that NFC payment is currently working in his country?

Thanks for feedback

Regards

Yves

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u/ydelvaux — 8 days ago
▲ 1 r/GoogleWallet

A payment exceeding my cards spending limits was approved

Hey,

I have set some spending limits for my card in the bank app . I have on-the-internet limit and contactless payments limit set. and I just realized that I made a payment that exceeds both of those limits and it went through anyway when it should have failed.

What's going on!

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u/OmarKan3any — 3 days ago
▲ 2 r/GoogleWallet

When I use Google Pay and my Amex card in Europe, the charge is in EUR but my Google Wallet is immediately converting to USD. All transaction amounts are in USD.

Interestingly, the USD amount does not match the actual charge on my AMEX statement as different Forex rates are being applied. So this is something done immediately by Google Wallet.

Also interesting is that this only happens for AMEX. My Chase cards all show the EUR charge, which is correct.

Has anyone experienced this as well? I can't find a setting anywhere. So I don't know why this would be happening. It's a bit annoying since the original charge in EUR is lost.

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I'll explain why this is bad. Let's say I try to charge 100 EUR. Sometimes the local POS system will Forex to USD at a bad exchange rate to scrape money off the top.

With Visa, I can detect this immediately because my Google wallet will show the price in USD which was incorrect. Because the charge was supposed to be in EUR.

But with Amex, Google wallet will show USD for all charges.

So unless I do the exchange rate in my head, I can't tell if the charge was made in EUR as requested or if they did an illegal Forex at the POS.

This is a very common scenario when traveling outside the US.

u/MyEgoDiesAtTheEnd — 6 days ago