r/CTBCBANKPERSONALLOAN

hii anyone here applied for CTBC Personal Loan na naoutright reject? my agent is sir henry veniales ang sabi nya baka walang nakitang TU score sakin, and unfortunately di sya ganon kaactive mag assist sakin siguro dahil sa non carded ako and wala rin akong ibang loans aside sa billease and gcash loan.

my salary is 30k gross and di pa kasama yung other incentives, makakapag apply kaya ako ulit with other agents? badly needed for house improvement pandagdag sana for renovation and ofc for debt consolidation na iba na need bayaran, since dalawang bahay na nirerenovate samin and napaggigitnaan kami ng family ko and unfortunately babagsak na yung bahay namin since year 1960s pa sya.

nalulungkot lang ako since nagpasa naman ako ng complete requirements pero bakit mas naapprove pa yung may bad credit? complete reqs naman ako ng pinasa, and willing din ako magpahome visit or CI para makita yung house talaga namin and for HR visit sa work, bakit kaya ganon? please bare with me, first time ko lang magpost here to ask some questions. thank you so muchhh

Drowned By loans from CCs and online loans due to family emergency with two household (4 seniors depending on me), Badly needed to pay for bills and medicines and funds for a a start up business para makatulong sa bills, i was rejected by bpi rcbc metrobank psbank. I came across Ms Kim here on Reddit, i was hopeless that i messaged her on a weekend, fortunately she immediately replied. I was very thankful on that day that i told myself God Still at your back. All my documents are already prepared Ready for sending. Na Once Ms Kim emailed to me the requirement right there and then i submitted. CTBC personally visited my company and verified my employment, a call was also done, a few days i Received a message that my application was declined, i immediately messaged Ms Kim, and to my surprise she told me to disregard the message and ginagawan daw nya ng paraan, a tear (naiyak tlaga ako) fell, right there and then sabi ko napakabuting tao Na sa online lang kami magkausap Pero ganon ang tiwala nyang binigau sa akin. I was very grateful for the help. If you need help, please contact Ms Kim (viber dm her 0927 510 1383). She's a direct employee of CTBC. Highly recommended. I am very grateful for her.

PS. What i like about CTBC loan is that there is an option to have your approved loan in cash right there and then you can get your cash loan.

Thank you Ms Kim. CTBC and to our Lord Almighty.