457(b) vs Taxable Brokerage with a pension.
I’m considering my options for post-retirement accounts after retire from my job (age 45). I plan on working after and may potentially earn the same or more than my current salary (140k/year) I will have access to a pension that pays 65k/year at my current rate and over 90k/year with promotions. The pension also has a fixed 3% COLA. Trad 457(b) will give me access after I leave my job, but will the tax deferrals be worth it since I could potentially make the same or more? At this point I feel that a taxable brokerage may offer more flexibility post-retirement.
For context, I am 35 y.o, married with two kids, single income household, receive $4500/month from the government, and able to max out a 457(b). I also max out my Roth IRA and my wife’s Roth IRA.