▲ 0 r/USAA
at fault accident when not under USAA, a little confused on how surcharges work.
Like the title says, I was in an at fault accident in 2021 while insured under a different brand. I was under the impression that it would only affect my insurance rates for three years.
I swapped to USAA in 2023 and it seems like it "reset" the amount that the accident would stay on my record? Is this worth calling about for clarification or should I let it ride until November? I'm paying $140 a month for bare bones liability and would like to... not be doing that.
u/wonderfulvices — 7 hours ago