u/walter_sensei

Where do I put this hypothetical $1.5 Million?

I need a financial advice / any ideas / guidance regarding a situation:

So, I got this late night 3AM thought that if we sell out all of our inherited property (mostly agricultural land); we can have some $1.5M cash in our bank account ~ 45 cr

It rooted from me planning to move out as a family, we’re a family of 5. Preferably thought of moving to US kyunke mulk ke halaat boss bohat out hein.

I need to know what would be best way to keep that money? As we don’t have any strong ties with anyone sitting in powerful places and I fear it’s a lawless country. Aur itnay paison se kitno ki niyat kharab hou sakti. (got tons of snake relatives)

The most basic plan I thought was ke the income that we get out of these lands is around 1cr/year but if only we sell the land; it can generate more than that just sitting in bank.

Is it even realistically possible and feasible?
Because these past few years have been super shit because of floods and shit.

P.S.
And yes, I plan to move out with my family by any means. Would it be possible to get PR / Green Card in any other good countries if not US for example?

And there’s no chances of value increment in that area where the agricultural land is; in fact 20% of it almost touches the river; absolutely no industrialisation chances either.

I’m just 22, talked it out with my mom (abba nahi hein, rip). she says she has full confidence in me if I know what I’m doing and if I think I can make it work… She shared all the above concerns as well.

Any guidance / words / advice to a chota bhai would be appreciated. Thank you!

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u/walter_sensei — 2 days ago

Sick of GF’s family

So there was this girl, we were friends online for around a year and then she confessed to me one day and while I was hesitant, I said yes and we got into a relationship. She is a nice girl and very kind (but can be bipolar at the moments). I did not know a lot about her at that moment and wasn’t really into her either; but I did like talking to her (and truth be told I was more attracted to another female friend at that time but did not know what to do)

We got into a relationship later on, but we talked mainly on text and calls. In our relationship of one year and a half, we have only met six times. We both have strict physical boundaries mutually decided, so we just talk and have a coffee or something. Over the time, I grew to like her and saw her for what she was and not just my delusional thoughts about anyone else (I know this makes me a shitty person in the first place). Then we got serious and I really want to marry her asap (we’re both studying right now, so obviously a gap of three years at least) but we both really intend to.

Main Problem

Here is when the problem started, you can’t judge me as much as you want, but I’ll just state everything that is bothering me. The problems with her family are a lot more than something not normal.

Firstly, her dad is so overprotective to a dangerous extent. She lives in a particular society in lahore that I will not mention, but her dad has never ever let her leave that place and despite being financially very sound, they chose to make her study in a very mediocre school and college just because it was right in front of their house at walking distance. More so, mind you she is going to be 20 and her parents still make her put her phone in their room. She can’t go anywhere, she can’t dress the way she likes; now i’m not implying western stuff but even NORMAL kapray. She cannot go out with even her female friends and she cannot have them over at her place. And if there are some assholes who are staring at her (shitty men of Pakistan) while they are out, tou it’s her fault automatically (mind you she’s even wearing the clothes that are approved by her father).

Secondly, her mother is very shitty like she would favour her sons in every possible way no matter what they do and always only belittle her even though she goes out of the way to make sure that she is fine about everything. And about the phone putting thing, only she and her younger sister are made to do that. Her elder brother or younger brother do not have to do that. Her mother would not care a fraction of what she does for her brothers.

Thirdly, her brother is gay and it bothers me so much. That asshole is really really shit. He has treated her so bad over the years and has made every possible effort to belittle her. Even goes through her phone, phone of a 20 year-old med student. And she is really really afraid of that piece of shit as well.
that fucking ganja kaala saaandh.

Her brother can openly talk to any female on phone or go out with them or even live with them (in UK in his dorm). But her parents would die if she so much wants to wear her favourite colour.

this is the part where I get selfish

Considering all these factors, I am really sceptical if she would be able to take a stand, because my family is not going to agree so easily either but I am certain that I can take a stand and I can convince them. She is not heard at all even in her home or family. Her parents are strictly against love marriage. It makes me think that I will only end up heartbroken and very very humiliated even if I’m able to convince my family and go for rishta. I don’t know what to do. Like if I’m committed, then I’ll go miles for her. But these factors only point to one thing that she cannot convince and won’t be able to convince her parents no matter what. Heck, even she has admitted it that she can’t do anything about it and I’ll only have to rely on her parents judgement and she can’t even tell them that she likes a guy even if they ask out of a formality.

The problem is that if she does not take a stand, her brother knows about me because he has gone through her phone multiple times (even when they meet for a really brief time). He had accused her of unspeakable things after that.

Her parents do not know yet, but obviously jab rishtay ki baat hou tou parents will involve the brother as well. He’ll know that it’s me and it’ll all be ruined. I’ve been thinking of breaking up with her but it’ll kill her.

TLDR; obsessively controlling and biased asf parents of gf, her gay brother knows about me. she can’t take a stand and idk what to do; if i should continue or give up.

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u/walter_sensei — 2 days ago

Looking for a therapist in Lahore

Assalam o alaikum. Looking for any good therapists in Lahore preferably around Bahria or Gulberg. If anyone has any good suggestions or recommendations then pls let me know. i don’t want to kms.

Feel free to DM if you know any good therapists specialising in past trauma therapy. Thank you.

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u/walter_sensei — 5 days ago

Looking for a therapist in Lahore

Aoa, I’m a 21M. Looking for any good therapists in Lahore preferably around Bahria or Gulberg. If anyone has any good suggestions or recommendations then pls let me know. i don’t want to kms.

Feel free to DM if you know any good therapists specialising in past trauma therapy. Thank you.

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u/walter_sensei — 5 days ago

Spent over a Million rupees but Electricity bill is still around 30k

Hi everyone, so I got a system installed comprising the following:

- Solis 8kW Hybrid Inverter
(supports upto 12.5kW PV i guess ~ 20 panels)
- 14x 590W CanadianSolar BiFacial Panels
- about to add a 5kW ip65 PylonTech battery

The total system cost has cost me over a Million (1,050,000) PKR in September 2025.
(yes, it’s a little more than usual - kinda got scammed but it’s an elevated structure too)

My average monthly bill is still around 30000 with consumption of 300-400 units. Where I live in Lahore, there’s no LESCO connection so no net metering; the society has its own generators. It is frustrating to see that despite investing such a large amount; I’m still getting electricity bills which were previously 60k/month at max.

Monthly consumption maxes at around 900 units in peak summer. I don’t know what I’m doing wrong here; guidance will be much appreciated.

What would be a sensible step forward right now? and what options do I have to reduce the bill?

p.s. I won’t have to invest into elevated structure again as I have another small mumty roof which is of equal height as the structure and can accommodate 6 panels easily.

I have had no battery up till now and only recently decided to add it into the system.

Should I cancel the order for battery (costing around 340k with everything included) and spend that money elsewhere in making the system better?

And there are no chances for LESCO coming in my society for at least 3 years.

Any advice would be highly appreciated.

u/walter_sensei — 5 days ago

I’m looking for legal advice regarding a situation with a well-known private company in Lahore in the space of Solar Energy Solutions; that has been ongoing since July 2025 and has now escalated after a second dealing in March–April 2026.

Across both experiences, I’ve faced delays, delivery of incorrect equipment, misrepresentation of products, and now complete non-responsiveness after taking a significant advance payment.

First course of dealings

In the second week of July 2025, I entered into an agreement with them for an 8kW solar system installation (without battery) for approximately PKR 1,031,703, and I paid around 60% of the amount upfront. At the time, the salesperson clearly assured me that the system would be delivered within two weeks. However, in reality, even the construction material only arrived after about ten days, and the installation itself was only completed around 10th August 2025.

Wrong Equipment Delivered

More concerning than the delay was the fact that the equipment delivered did not match what had been agreed. The inverter model that was shown to me at the time of sale was not the one that was installed, and the one delivered was of a lower specification. Similarly, I was promised Canadian Solar panels, which were also listed in the quotation, but a different brand was delivered and I was pushed to accept them.

These were only replaced after I insisted (the inverter wasn’t replaced). There were also issues with the quality of materials used, including a visibly cracked electrical box that was never replaced despite being pointed out and despite their commitment that it’ll be replaced. Despite repeated requests, I was not provided proper details of material usage such as wiring specifications. When I raised these concerns, the salesperson became abusive, and escalation to senior staff did not lead to any meaningful resolution. Ultimately, I accepted the inverter that had been installed just to avoid further delays.

A clause in the contract restricting from getting any work done from anyone other than the company

Another issue from that contract was a clause stating that the warranty would become void if any third party carried out work on the system. This was not explained to me at the time and effectively restricts me from getting independent work done on the system.

Recent Issue:

In the last week of March 2026, I contacted the same company again for a battery purchase and inverter relocation. Initially, I was given very high quotations for a 5kW battery, around PKR 450,000, which did not seem reasonable. After negotiating with one salesperson, we agreed on a price of around PKR 340,000, excluding transportation charges (which were 30k btw lol). During this discussion, I was told that the battery would be from a specific A-tier brand and was described as an “IP66” model. Later on, I found that such a specification does not exist for that battery, and I eventually agreed to proceed with an IP65 version instead. Based on this understanding, I transferred an advance payment of PKR 210,000.

After making the payment, the situation worsened. The salesperson became unresponsive for several days, and after I complained to the company, my case was handed over to another manager in the first week of April. He repeatedly assured me that the installation would be completed within the same week, and then the following week. Eventually, a battery was delivered, for which I also had to bear transportation costs, but it turned out to be a completely different brand from what had been agreed. I was then told that the original salesperson had resigned and had entered incorrect details into their system.

Following this, I was again promised that the correct battery would be delivered and installed within the same week, but instead I was asked to personally arrange the return of the incorrect battery to their warehouse, which I refused since this was not part of the agreement. After that, the second representative also stopped responding.

The matter was escalated again to a senior manager around mid-April, who continued to make similar assurances that the issue would be resolved “within the week,” but no actual progress was made. As of now, several weeks have passed, the correct battery has not been provided, the installation has not been completed, and my calls are no longer being answered, including by their Lahore office helpline when I call from my number.

Given this pattern across both dealings, it feels like I have repeatedly been misled regarding product specifications and commitments, supplied with equipment that does not match what was agreed, and subjected to continuous delays without resolution.

Legal Advice Request

Honestly, I’m so done and frustrated at this point that I would really appreciate guidance on what legal options are available in Pakistan in a situation like this. Specifically, I want to understand whether this should be taken to consumer court or pursued as a civil matter, and what kind of outcomes are typically possible in such cases. I am also unsure whether this kind of conduct could fall under something more serious than a simple contractual dispute. Additionally, I would appreciate any insight into whether the warranty clause restricting third-party involvement is actually enforceable in practice as it ultimately restricts me from getting reasonable bargain from other companies for any equipment.

I have all relevant documents, including quotations, payment records, and communication history, and I am prepared to pursue the matter further if there is a reasonable path forward.

I know some people might think that it is not that big of a matter but it is this type of practice that allows such individuals and big companies to exploit the consumers. honestly at this point it is not about my one battery or solar setup but on a larger scope how these companies can exploit anyone however they want. I am so frustrated that I do not even care about that battery at this point.

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u/walter_sensei — 8 days ago

I wanted to share my experience with Beacon Energy (they’re in Lahore, Isb, Khi, Peshawar owned by the same group that owns beaconhouse school system - kasuri group) so others can make informed decisions.

(this is summarised by chatgpt; for full situation, i’ll probably paste it in the comment or something)

I installed an 8kW solar system (July 2025) for ~PKR 1.03M. Paid ~60% upfront. I was promised 2-week delivery, but it took over a month.

Issues I faced:

  1. Delivered wrong inverter model than agreed

  2. Delivered wrong solar panels (non-CanadianSolar) and tried to push me to keep them (Jinko solar)

  3. Poor quality materials (even a cracked electrical box)

  4. No transparency on wiring/material quantities

  5. Delays + unprofessional behavior (including abusive responses)

Contract had a clause that warranty becomes void if any third party touches the system, which wasn’t clearly explained at the time.

Recent issue (2026 – Battery upgrade):
Initially Quoted ~450k for 5kW battery (way above market) then after contacting many salespersons

Negotiated to ~340k for a specific brand/model
- Paid 210k advance
- Got wrong battery brand delivered
- Multiple salespeople changed / disappeared
- Continuous delays + false promises for replacement

Now they’re not responding at all

At this point:
- Money is stuck
- Wrong equipment delivered
- No installation completed
- No response from company

JUST DON’T GET ANYTHING FROM THEM!

Currently I’m on my course; thinking of pursuing legal action against the company. I’m just so done.

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u/walter_sensei — 8 days ago