I have an ETRADE account but it doesn't let me setup automatic payments to purchase AVUV, XMMO and few other ETFs.
How do I solve this?
Are there other brokerage firms that lets you auto invest into these ETFs or any ETFs without restrictions?
Thanks.
Beginning to invest - 33Y, 25 year horizon, will mostly do some rebalancing after 5 years depending on the AI run.
My Thoughts:
S&P500 broad tech with 60% in VOO + Momentum Tilt (SPMO+QQQM).
Decided to split it as shown above to utilize the growth differently with tilts and tech than investing 60% all in VOO.
Broad Diversification from S&P500:
VXUS-10%
AVUV - 5%
XMMO - 5%
SCHD - 7.5% for some relative anchor compared to S&P500 during drawdown and dividend income. There is some overlap here but not a lot, and the focus here is not growth. Its relative stability and reduce drawdowns.
GLDM - 5% inflation hedge and diversification.
Thematic AI - 7.5%. This is to capture future AI growth with sensible and maximum diversification from tech.
Split 5% between ARTY (AI compute infrastructure), XLU(AI energy distribution), and XLU being utility sector can offer stability as well, so I see it as multi purpose.
My top 10 equity holdings in the portfolio only account for 22.93% in equities, with NVIDIA at 4.96% in first and AAPL at 3.17% 2nd and so on.
Backtested from 2020 due to AVUV inception constraint, better CAGR than just VOO by 1.4% but the aim is to capture AI boom which doesn't exist in full during that period. I have decided to play around with thematic AI only with 7.5%.
Do you have any sensible and meaningful feedback that I can use to improve?
I am not interested in "10 ETFs is complex" and stuff like that, I am perfectly fine with it and there are 10 ETFs because I am doing something based on my learnings and future potential.
I am fine doing a rebalance in 3-5 years but that would be mostly targeting AI thematic+Small Cap AVUV if needed, This is a taxable brokerage account. Yes i know dividends are taxable and rebalancing is tax event, but dividends are income+value+stability and AI boom is returns are worth the rebalance tax.
Thanks.
What alternatives do I have to park some cash for emergency, other than HYSA?
